Life & Disability Insurance
Insurance is an important piece of an overall financial plan. Are you worried about what would happen if you suffered a major accident or illness? Do you worry about your family's stability should the worst happen? Similar to investments, there is no one size fits all insurance package suitable for everyone. We offer a variety of products that can be tailored to fit you.
Life Insurance
As uncomfortable a topic as it might be to think about, we all have end of life costs that change over the span of our lives. Some may have no debt or other obligations; while others, such as those with younger families may have more substantial concerns (a mortgage, a child's education or obligations to a dependent). Using plans flexible in both term and value, we can help design suitable insurance coverage to ensure your family's financial security.
Critical Illness (CI) Insurance
Modern medicine has made remarkable progress treating various life threatening conditions (cancer, heart attack and stroke, etc.), although recovery could be long and difficult. Unfortunately, there is no telling who may be afflicted with these diseases throughout life. Would you have the financial resources to manage the costs associated with a long recovery period away from work? With CI insurance you can have peace of mind to focus on your recovery should you suffer one of many covered conditions.
Long Term Disability (LTD) Insurance
Similar to Critical Illness Insurance, LTD insurance covers you in the event of an accident or illness that leaves you unable to work and earn an income for an extended period of time. Furthermore, if you are self employed you may be eligible to receive benefits that would cover some or all of your business costs while you are away from work.
Long Term Care (LTC) Insurance
Costs of living generally increase as we age, particularly if we require extra care. The thought of outliving one's retirement savings is stressful enough, without the worry of additional expenses if we were to require daily medical assistance. LTC coverage could help to protect savings, allow you to be in control of your health care needs, and lessen the burden on family care givers.
Other Insurance Plans
Medical Insurance: Don't have medical benefits through your employer, or looking to extend the coverage you have? We can find a plan that is right for you.
Travel Insurance: Travelling outside of Canada and looking for medical or trip coverage? We can help.
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